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Medicare 2022 Costs at a Glance

Part A Premium

Most people don’t pay a monthly premium for Part A (sometimes called “premium-free Part A”). If you buy Part A, you’ll pay up to $499 each month in 2022. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $499 in 2022. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $274 in 2022.

Part A Hospital and Inpatient Deductible:

You pay: 

  • $1,566 deductible for each benefit period
  • Days 1-60: $0 coinsurance for each benefit period
  • Days 61-90: $389 coinsurance per day of each benefit period
  • Days 91 and beyond: $778 coinsurance per each “lifetime reserve day” after day 90 for each benefit period (up to 60 days over your lifetime)
  • Beyond lifetime reserve days: all costs

Part B Premium

Most people pay $170.10 each month (or higher depending on your income). 

Part B Deductible and Coinsurance

$233. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you’re a hospital inpatient), outpatient therapy, and durable medical equipment.

Part C Premium

Part C monthly premium varies by plan.

Part D Premium

The Part D monthly premium varies by plan (higher-income consumers may pay more).

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